PB Fintech Ltd

Mid Cap

IT Sector

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

Motilal Oswal Financial Services recommends a buy for PB Fintech Ltd, setting a target price of Rs 1,985, indicating a potential upside of 5.03% from the previous close. The suggested stop loss is Rs 1,835.

Motilal Oswal Recommends Buy on PB Fintech - 06 Jun, 2025

Citi has reiterated a 'Buy' rating for PB Fintech, projecting a target price of ₹2,185, driven by robust growth in retail health insurance and improving pricing rationality in the POSP sector.

Citi Projects Growth for PB Fintech Stock - 05 Jun, 2025

PB Fintech shares rose 2.13% to Rs 1776.90, reflecting strong investor interest. Recent financial data shows improved revenue and net profit, contributing to a bullish sentiment.

PB Fintech Shares Rise Amid Positive Financial Trends - 04 Jun, 2025

UBS has reiterated a Sell rating on PB Fintech, setting a target price of ₹1,640. The brokerage cites slow growth in the savings segment, despite strong performance in health and term insurance. While the renewal business is expected to enhance profitability, the expansion of Paisabazaar's product offerings and the separation of PB Healthcare may unlock future value.

UBS Maintains Sell Rating on PB Fintech - 29 May, 2025

PB Fintech, parent of PolicyBazaar and Paisabazaar, reported a net profit of ₹3.5 billion in FY25, driven by a 52% rise in insurance revenue. Despite a 14% decline in loan revenue, new initiatives grew 79%, although they remain loss-making. The company aims for 30% annual growth, outpacing industry rates.

PB Fintech Reports Strong Growth Amid Challenges - 27 May, 2025

Nuvama Institutional Equities increased PB Fintech's target price to Rs 1,550 while retaining a 'Reduce' rating, citing strong renewal premium growth despite slowing new business premiums.

Nuvama Adjusts Target Price for PB Fintech - 19 May, 2025

PB Fintech's Q4FY25 results show a significant profit increase, but mixed brokerage ratings reflect concerns over premium growth and valuation. Shares fell despite positive earnings sentiment.

PB Fintech Reports Strong Earnings Amid Mixed Ratings - 16 May, 2025

PB Fintech announced a remarkable 448% increase in net profit for FY25, reaching Rs 353 crore, driven by robust growth in its insurance business. The company also reported a significant rise in total insurance premiums and revenue, showcasing strong operational performance.

PB Fintech Reports Strong Earnings Growth in FY25 - 15 May, 2025

PB Fintech shows impressive growth with a 58.02% increase in net sales and a 41.59% rise in net profit, marking 11 consecutive quarters of positive results. The stock is recommended for buying at CMP and dips to ₹ 1661, with a target price of ₹ 1850-1885 in one month.

PB Fintech Reports Strong Growth and Stabilization - 14 May, 2025

PB Fintech is anticipated to report a 155% YoY increase in net profit for Q4 FY25, reaching ₹153.93 crore. Revenue is expected to rise 37.4% YoY to ₹1,497.3 crore, driven by growth in Policybazaar and Paisabazaar. Key management insights on growth and new initiatives will be closely monitored.

PB Fintech Anticipates Strong Q4 Profit Growth - 13 May, 2025

Info Edge has invested ₹591.40 crore in Policybazaar and Zomato, with its shareholding in both companies now valued over ₹31,500 crore.

Info Edge Invests ₹591.40 Crore in Policybazaar - 11 May, 2025

PB Fintech's healthcare venture, PB Health, raised $218 million in seed funding to develop a 1,000-bed hospital network in Delhi NCR, enhancing health-tech innovation.

PB Health Raises $218 Million for Expansion - 08 May, 2025

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

In the last 1 year, POLICYBZR has outperformed top 5 stocks with highest market-cap in Financial Technology (Fintech)

This section gives you an insight into why this company has been the best in its industry for the last 1 year.

Best in 1 Year

Mutual Funds have increased holdings from 14.32% to 15.87% in Mar 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Up

Revenue is up for the last 4 quarters, 1.15K Cr → 1.60K Cr (in ₹), with an average increase of 10.5% per quarter

This section gives you an insight into how the revenue of the company has moved for the last few quarters.

Revenue Rich

Netprofit is up for the last 3 quarters, 50.67 Cr → 170.62 Cr (in ₹), with an average increase of 43.6% per quarter

This section gives you an insight into how the profit for the company has been for the last few quarters.

Profit Spike

In the last 3 months, POLICYBZR stock has moved up by 39.5%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Rise

In the last 3 years, Algoquant Fintech Ltd has given 303.6% return, outperforming this stock by 85.7%

This section gives you an insight into how the peers have performed as compared to this company in the last 3 years.

Against Peers

Foreign Institutions have decreased holdings from 44.75% to 43.09% in Mar 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Down

Retail Investor have decreased holdings from 31.36% to 30.84% in Mar 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Down

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Nifty Midcap 100

BSE Mid-Cap

BSE Tech

BSE 200

Nifty Midcap Sel

S&P BSE Momentum

Nifty Midcap 50

Nifty Midcap 150

Nifty 200

Nifty LargeMidcap 250

Nifty 500

Nifty Alpha 50

S&P BSE SEN. N50

Nifty Midcap Liquid 15

DFRGRI Indices

Nifty MidSmallcap 400

S&P BSE Fin. Ser

S&P BSE 150 MidCap

S&P BSE MidCap Select

S&P BSE 400 MidSmallCap

BSE 500

HDFC Mid-Cap Opportunities Fund -Direct Plan - Growth Option

Axis Midcap Fund Direct Plan Growth

Axis Focused Fund Direct Plan Growth Option

Axis Small Cap Fund Direct Growth

Axis ELSS Tax Saver Fund Direct Plan Growth Option

PB Fintech Ltd’s net profit jumped 181.6% since last year same period to ₹170.62Cr in the Q4 2024-2025. On a quarterly growth basis, PB Fintech Ltd has generated 138.5% jump in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	3.07	Bullish
CCI (20)	-596.85	Bullish
RSI (14)	59.55	Neutral
Momentum (10)	4.2	Bearish
ADI (14)	35.08	Bullish
Ultimate Oscillator (7,14,28)	89.8	Bullish

Name	Value	Action
SMA (20)	1893.23	Bullish
EMA (20)	1892.91	Bullish
VWMA (20)	1894.22	Bullish
SMA (50)	1885.58	Bullish
EMA (50)	1887.5	Bullish
SMA (200)	1873.79	Bullish
EMA (200)	1876.69	Bullish
KAMA (200)	1888.31	Bullish
DEMA (200)	1883.84	Bullish

PB Fintech Ltd (POLICYBZR)

Summary

Overall

Oscillators

Moving Averages