SBI Cards & Payment Services Ltd

Mid Cap

Finance Sector

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

SBI Card demonstrates strength despite market challenges, forming a solid support around ₹980–985. Positive momentum suggests potential upward movement to ₹1,020 and ₹1,040, with buying opportunities on declines.

SBI Card Shows Resilience Amid Market Weakness - 13 Jun, 2025

SBI Cards reported a 20% profit decline but continues to grow its customer base and innovate with digital platforms. The stock reached a 52-week high, benefiting from RBI rate cuts, although high default rates remain a concern.

SBI Cards Faces Profit Decline Amid Growth Initiatives - 11 Jun, 2025

SBI Cards shares surged to a 52-week high following a repo rate cut by RBI. The stock has gained 46% YTD, showing strong market momentum.

SBI Cards Hits High Amid Positive Market Trends - 08 Jun, 2025

SBI Cards & Payment Services experienced significant gains on June 6, 2025, hitting a multi-year high of ₹986. The stock shows strong bullish momentum, supported by positive technical indicators and favorable comments from the RBI regarding unsecured loans. Traders are encouraged to consider long positions as the stock aims for higher targets.

SBI Cards Hits New Highs Amid Positive Momentum - 06 Jun, 2025

SBI Cards & Payment Services Ltd (SBICARD) has been trending higher after a corrective phase, recently breaking out from a buying pivot. The stock remains above its short-term moving average, supported by increased trading volumes, suggesting a continuation of the uptrend. Traders may consider long positions.

SBICARD Shows Strong Uptrend with Breakout - 05 Jun, 2025

SBI Cards and Payment Services Ltd is exhibiting positive momentum with technical indicators suggesting potential for upward movement. Analysts recommend buying at current levels with specific targets and stop losses.

SBI Card Shows Positive Technical Signals - 02 Jun, 2025

SBI Card has partnered with Apollo HealthCo to launch a co-branded credit card, offering up to 25% value back on health-related purchases and a ₹1,500 welcome voucher.

SBI Card Partners with Apollo for Health-Focused Credit Card - 15 May, 2025

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

In the last 6 months, SBICARD stock has moved up by 38.3%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Rise

Foreign Institutions have increased holdings from 9.51% to 9.88% in Mar 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Up

Promoters holdings remained unchanged at 68.60% of holdings in Mar 2025 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Unchanged

In the last 3 years, Sundaram Finance Ltd has given 175.3% return, outperforming this stock by 137.6%

This section gives you an insight into how the peers have performed as compared to this company in the last 3 years.

Against Peers

In the last 1 year, Muthoot Finance Ltd has given 46.8% return, outperforming this stock by 8.6%

This section gives you an insight into how the peers have performed as compared to this company in the last 1 year.

Retail Investor have decreased holdings from 5.41% to 4.30% in Mar 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Down

Mutual Funds have decreased holdings from 9.71% to 9.66% in Mar 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Down

S&P BSE Largecap

S&P BSE 250 LargeMidCap

Nifty Midcap 100

BSE 200

S&P BSE Low Volatility

Nifty Midcap 50

Nifty Midcap 150

Nifty 200

Nifty LargeMidcap 250

Nifty 500

Nifty Financial

DFRGRI Indices

Nifty MidSmallcap 400

S&P BSE Fin. Ser

S&P BSE 150 MidCap

S&P BSE 400 MidSmallCap

BSE 500

ICICI Prudential Multi-Asset Fund Direct Plan Growth

ICICI Prudential Large & Mid Cap Fund Direct Plan Growth

Nippon India Multi Cap Fund - Direct Plan - Growth

Nippon India Large Cap Fund - Direct Plan - Growth Plan

Nippon India Focused Equity Fund - Direct Plan - Growth Option

SBI Cards & Payment Services Ltd’s net profit fell -19.35% since last year same period to ₹534.18Cr in the Q4 2024-2025. On a quarterly growth basis, SBI Cards & Payment Services Ltd has generated 39.39% jump in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	0.07	Bearish
CCI (20)	-630.75	Bullish
RSI (14)	56.72	Neutral
Momentum (10)	0.85	Bullish
ADI (14)	16.72	Neutral
Ultimate Oscillator (7,14,28)	87.9	Bullish

Name	Value	Action
SMA (20)	1006.64	Bullish
EMA (20)	1006.6	Bullish
VWMA (20)	1006.56	Bullish
SMA (50)	1006.27	Bullish
EMA (50)	1006.06	Bullish
SMA (200)	1000.91	Bullish
EMA (200)	1002.15	Bullish
KAMA (200)	1005.7	Bullish
DEMA (200)	1005.41	Bullish

SBI Cards & Payment Services Ltd (SBICARD)

Summary

Overall

Oscillators

Moving Averages